Housing Choices

There are an increasing number of housing choices available for older people in the UK. As we advise on alternatives, we find there is still some confusion as to what it all means and what is available. Here is a short explanation of some of the less well-known housing options available for seniors, showing who they are designed for, their key features and the type of tenure available. Seamless Relocation will help you navigate through the  mainstream and less well-known types of properties on offer and help you work out what works best for you. Seamless will also help you and advise on the legal processes for each opportunity.

Shared Ownership for Seniors
If you would like to buy a home but can’t afford the full purchase price, there is a government-backed shared ownership scheme for people aged 55 and over. You buy part of a property and pay rent on the remainder. You can buy further shares in the property, up to a maximum of 75%. After this point, you won’t pay any rent.
  • The scheme is available in England only.
  • To be eligible your household income must be less than £80,000 (£90,000 in London).
  • The scheme is only for older people who are first-time buyers or who have previously owned a home but can’t afford to buy one now.

For more details on help To Buy, CLICK HERE
Retirement villages

Retirement villages are an American import and so fairly new in the UK. They are usually large developments, set out like a village, with a range of facilities such as shops, restaurants, gyms and swimming pools etc. Personal care services are also often provided.

Properties in retirement villages are available privately to buy, rent or part-buy. Seamless Relocation will help you understand what services are provided, how much they cost and how they are paid for and check the lease to see what happens if you decide to sell or leave the property to someone.

CLICK HERE for a list of Retirement Villages in the UK

Abbeyfield

The Abbeyfield Society is a charity which provides accommodation for people aged 55 and over. The type of housing varies, but could be a converted house with 6-12 bed-sitting rooms and a communal lounge. Some rooms have en-suite bathrooms. Residents are supported by a house manager and volunteers and are provided with one or two cooked meals a day, so particularly good for people with limited disabilities.

Some newer Abbeyfield developments are larger and provide extra-care accommodation. CLICK HERE for more information

Almshouses

Almshouses are run by charitable trusts and are mainly for older people. Each charity has a policy about who it will assist, such as residents in a particular geographical area or workers who have retired from a particular trade.

You occupy an Almshouse as a beneficiary of the charity and do not have the same legal rights as a tenant elsewhere. Your rights are outlined in a ‘Letter of Appointment’ provided by the trustees. Almshouses can be very beneficial for elderly people with little or not capital. there are over 36,000 people living in Almshouses. To find out more CLICK HERE.

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